Platform · Move
A single API to send value between fiat currencies and stablecoins, 24/7, with local rails in 90+ countries and deterministic settlement.
How it works
Move abstracts away correspondent banking, FX desks, and chain-specific quirks. You send a source amount, choose a destination, and Flow handles routing, compliance, and settlement end to end.
Pull from a bank account via ACH, SEPA, Faster Payments, PIX, SPEI or wire — we mint USDC, USDT, PYUSD, or USDP on the chain of your choice.
Swap between issuers and chains with tight spreads. We aggregate liquidity across market makers and on-chain AMMs for best execution.
Burn stablecoins and deliver local currency to a bank account or wallet. Same-day in most corridors, instant in 40+.
Coverage
US ACH & wire, Canada EFT, Mexico SPEI, Brazil PIX, Argentina CBU, Colombia PSE, Chile CLP, Peru SOL.
SEPA Instant, Faster Payments (UK), Swiss SIC, SWIFT, plus domestic rails in Poland, Turkey, and Romania.
PayNow (SG), FAST (TH), UPI (IN), JPY domestic, HK FPS, Australian NPP, PHP InstaPay, IDR BI-FAST.
M-Pesa, Nigerian NIBSS, South African EFT, UAE IBAN, Saudi IPS, Egyptian IPN — over 20 corridors live.
Why Flow Move
Every transfer gets a final settlement timestamp up front. No more "it'll land in 2–5 business days" ambiguity — your reconciliation system knows exactly when funds arrive.
Mid-market FX with transparent markups — no hidden spreads. Lock rates at quote time, or use an adaptive policy that rebalances every 30 seconds.
Idempotent API, webhook retries, programmable callbacks, and a state machine you can replay. Built for the reliability bar of financial infrastructure.
KYB, sanctions screening, travel rule messaging, and Bank Secrecy Act reporting are native to the platform. You don't bolt on compliance — you inherit ours.
See how top fintechs, payroll platforms, and marketplaces are cutting settlement times from days to seconds.